Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

Your Guide to Smart Spending | July 8

Tax deadline is approaching, a year of free dessert, still no reason to pay for toothpaste, and my favorite banking bonus is extended.

Jun 18, 2025

Your Guide to Smart Spending | June 18

Free shipping on Kleinanzeigen, 3 months of almost free audiobooks, new money-back promos, and why you should do a wallet revision.

Jun 03, 2025

Your Guide to Smart Spending in June

€15 off ridesharing, €200 banking bonus, new money-back promos, and how to check your credit score for free.

May 22, 2025

How to Maximize Your Tax Refund in Germany in 2025 (Part 2)

Part two of the tax deduction guide: medical costs, insurance, donations, side income and other overlooked ways to boost your refund.

May 06, 2025

Your Guide to Smart Spending in May

Best deals in Germany right now: a free HelloFresh box, €200 banking bonus, a welcome offer on Nespresso and new money-back promos.

Apr 29, 2025

How to Maximize Your Tax Refund in Germany in 2025 (Part 1)

A practical guide to tax deductions in Germany to help you maximise your refund and understand how the system actually works.

Apr 11, 2025

Your Guide to Smart Spending in April

Best deals in Germany right now: phone plans from €5.99/month, gift cards on Payback, €100 banking bonus and new money-back promos.

Mar 31, 2025

The Ultimate Guide to Filing a Tax Return in Germany (2025)

Who needs to file a tax return in Germany, when it’s worth doing, what the tax return deadlines are and which filing method is right for you.

Mar 13, 2025

Your Guide to Smart Spending in March

HelloFresh meal deals, free hair care, a great credit card offer, and why health insurance costs will keep climbing.

Mar 04, 2025

American Express Gold Credit Card in Germany – Is It Worth It? (2025)

The ultimate guide to Amex Gold in Germany: how to earn airline miles, understand fees and decide whether this card is right for you, plus a 40,000-point welcome bonus.

Feb 18, 2025

Your Guide to Smart Spending in February

Grocery savings at Edeka, free Ariel detergent, generous credit card offers, and what’s happening in Germany’s economy.

Feb 06, 2025

How to Save Money in Germany with Gift Cards

Gift cards aren’t just for gifting — you can use them to save up to 15% on your everyday shopping.

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