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Smart Living in Germany

Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

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Featured articles

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to master Payback in Germany and maximize your Payback points like a pro.

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Compare the top bank accounts in Germany and get welcome bonuses up to €250.

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Save Money on Train Travel in Germany and Beyond (2026)

From cheaper Deutsche Bahn tickets to international booking tricks and knowing when to switch to FlixTrain – here’s how to save on train travel in Germany and in Europe.

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

A practical guide to tax deductions in Germany to help you maximise your refund and understand how the system actually works.

ClassPass in Germany (2026): Is It Worth It?

ClassPass in Germany (2026): Is It Worth It?

A full guide to ClassPass prices, plans and free trial with 67 credits, plus my personal experience with the app.

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

Everything you need to know about credit cards in Germany – how they work, how to pick the right one, and practical tips for making the most out of them.

Featured articles

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to Use Payback Points in Germany: The Ultimate Guide (2026)

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Your Guide to Smart Spending – January 14

Your Guide to Smart Spending – January 14

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

All articles

Best Banks for Freelancers and Self-Employed in Germany (2026)

Best Banks for Freelancers and Self-Employed in Germany (2026)

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

Your Guide to Smart Spending – January 14

Your Guide to Smart Spending – January 14

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

ClassPass in Germany (2026): Is It Worth It?

ClassPass in Germany (2026): Is It Worth It?

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to File a Tax Return in Germany: The Ultimate Guide (2026)

How to File a Tax Return in Germany: The Ultimate Guide (2026)

How to Save Money on Travel Accommodation (2026)

How to Save Money on Travel Accommodation (2026)

How to Save Money on Flights: Practical Guide (2026)

How to Save Money on Flights: Practical Guide (2026)

Your New Year's Guide to Smart Spending – January 7

Your New Year's Guide to Smart Spending – January 7

American Express Gold Credit Card in Germany – Is It Worth It? (2026)

American Express Gold Credit Card in Germany – Is It Worth It? (2026)

Shoop Cashback: Best Cashback in Germany for Online Shopping (2026)

Shoop Cashback: Best Cashback in Germany for Online Shopping (2026)

Trade Republic Review (2026): Best Modern Bank in Germany?

Trade Republic Review (2026): Best Modern Bank in Germany?
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All articles

Best Banks for Freelancers and Self-Employed in Germany (2026)

Best Banks for Freelancers and Self-Employed in Germany (2026)

Discover the best bank accounts for freelancers and self-employed.

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

How savings accounts work in Germany, what banks offer the highest interest rate on your savings and how to choose the right savings account for you.

Your Guide to Smart Spending – January 14

Your Guide to Smart Spending – January 14

40% off on Lingoda classes, a €100 bank bonus, cashback promos for your next supermarket run, and why you should file your tax return early.

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

How to earn rewards on your everyday spending without annual fees, plus 5,000 points welcome bonus.

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

Part two of the tax deduction guide: medical costs, insurance, donations, side income and other overlooked ways to boost your refund.

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

Everything you need to know about credit cards in Germany – how they work, how to pick the right one, and practical tips for making the most out of them.

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Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

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© 2026 Anna Mezhova — Smart Living in Germany. Address: Pflugstraße 18, 10115 Berlin, Germany. Kontakt: smartliving.coexist983 (at) slmail.me.

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